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Andrew Torres, CFP®Certified Financial Planner • 11 years advising on self-directed IRA strategies
Fact-checked by: Curtis Palmer, CFA — Silver Investment Analyst, 13 years in precious metals portfolio construction
Last reviewed: March 2026 | Next scheduled review: September 2026
Sources: IRS Publication 590-B, IRC §408(m), SEC.gov, FINRA.org, SECURE 2.0 Act (Pub. L. 117-328)

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